Terms and Conditions
Effective Date: October 10, 2024

These terms govern your use of our website and services.

1. Agreement to Terms
   By using our website, you agree to these terms and conditions.

2. Intellectual Property
   All materials on this website, including text and images, are owned by us or used with permission.

3. Liability Limitation
   We will not be held responsible for any damages resulting from your use of our website or products.

4. Governing Law
   These terms are governed by the laws of [Jurisdiction].

5. Policy Updates
   We may update these terms without notice, and changes will take effect as soon as they are posted.